The body insurance of automobile insurance is divided into three types: Type A, Type B and Type C. The main coverage is as follows:
Type A vehicle insurance:The coverage is the widest, and in addition to car-to-car accidents, it also covers non-car-to-car accidents, as well as losses such as natural disasters, theft, and fire.
Type B vehicle insurance:The coverage is between Type A and Type C, and includes not only car-to-car accidents but also non-car-to-car accidents (evidence of the accident is required).
Type C vehicle insurance:The coverage is the narrowest, covering only car-to-car accidents.
When choosing vehicle insurance, you should consider factors such as your driving habits, driving environment, and budget to choose the insurance that best suits you.
Here are some tips for choosing car insurance:
- It is recommended that new or high-priced cars purchase Type A vehicle insurance to obtain the most comprehensive protection.
- For older vehicles or vehicles that are often driven in the suburbs, you may consider purchasing Type B vehicle body insurance.
- Car owners with limited budgets may consider purchasing Type C vehicle insurance.
- In addition, car owners can also purchase other additional vehicle insurance according to their own needs, such as:
- Excess Insurance:The premium can be reduced, but you will need to bear part of the loss yourself when making a claim.
- Theft insurance:Protects against losses caused by vehicle theft.
- Fire insurance:Protects vehicles against fire damage.
- Natural disaster insurance:Protect your vehicle against losses caused by natural disasters (such as typhoons, earthquakes, floods, etc.).
When purchasing car insurance, it is recommended to compare the policy contents and prices of different insurance companies in order to choose the policy that best meets your needs.
